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Loan pre-approval – how it works

Loan pre-approval is a must have for home buyers. Here’s why. The post Loan pre-approval – how it works appeared first on Aussie Blog | Finance Blog | Home Loans Blog.

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Knowing your investment strategy

Selecting the right property plays a key role in your success as a landlord. The post Knowing your investment strategy appeared first on Aussie Blog | Finance Blog | Home Loans Blog.

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Is your home loan still right for you?

Customers often ask me what a Home Loan Health Check is, and I tell them it’s the single most important thing you can do to ensure you’re getting the most out of your finances. Just as interest rates...

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Dear John – fixing your interest rate

Each Sunday John Symond answers one of your questions – this Sunday we’re looking at fixing your interest rate. The post Dear John – fixing your interest rate appeared first on Aussie Blog | Finance...

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Dear John – what are the pros and cons of an interest only home loan?

  Q. I’m looking to refinance. My house is valued at $400k, and my loan balance is $155k. I’ve heard about interest only loans but I don’t really know what they are or how they work. Can you explain...

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What’s the difference between secured and unsecured loans?

Here we explain the difference between secured and unsecured loans, and how security can save you money. The post What’s the difference between secured and unsecured loans? appeared first on Aussie...

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Dear John – why don’t lenders pass on rate cuts?

Each Sunday John Symond answers one of your questions – this Sunday we'll discuss with you why lenders don’t pass on the full rate cut. The post Dear John – why don’t lenders pass on rate cuts?...

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Could your home loan be your only loan?

Today’s low interest rates can make debt consolidation a smart idea worth considering. The post Could your home loan be your only loan? appeared first on Aussie Blog | Finance Blog | Home Loans Blog.

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Dear John – how does the RBA cash rate affect me and my home loan?

Q. Every month I hear about the RBA and the cash rate, but I don’t really understand what it all means. Can you explain what it is, and how you think it will impact me over the coming 6-12 months? A....

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Dear John – why is my interest rate going up on my investment loan?

My lender has contacted me and told me that the interest rate on my investment loan is going up, and there hasn’t even been a cash rate increase! Why is this happening, it doesn’t seem right? The post...

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Dear John – why did my variable interest rate go up?

Why are rates going up and shouldn't customers be notified of a rate change in advance as this will affect the minimum payment The post Dear John – why did my variable interest rate go up? appeared...

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Dear John – what are your predictions for the year ahead?

John Symond In his last blog for 2015, John Symond gives his 2016 property market predictions. The post Dear John – what are your predictions for the year ahead? appeared first on Aussie Blog | Finance...

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How to future proof your home loan

Taking on a mortgage for 25 years can be daunting but there are ways to get ahead. The post How to future proof your home loan appeared first on Aussie Blog | Finance Blog | Home Loans Blog.

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Ten questions you should ask your lender

By Hannah Nicholas When it comes to home loans, there’s so much for borrowers to know. But choosing the right lender and home loan really can save you thousands of dollars. Here are the 10 must-ask...

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The rate that stops a nation

Forget the Melbourne Cup. It may be the race that stops the nation, but nowadays it’s more the rate that can stop the nation. On the first Tuesday of every month (with the exception of January), the...

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Aussie drops Fixes Rates Below 7 Per Cent: Lowest in the Market

Australia’s leading mortgage broker and non-bank lender, Aussie Home Loans, today threw down the gauntlet to the major banks, dropping its three year fixed rate to below seven per cent – which is lower...

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Bringing back home loan competition

Competition in the home loan market is being stifled by the lack of wholesale funding available to non-bank lenders – the group who introduced competition in Australia in the early 1990s. The post...

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Online mortgages: The next frontier?

It’s no secret that the Internet has changed our lives. We can go shopping, re-connect with old friends from high school, do our banking and even earn a university degree. The post Online mortgages:...

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Beware the 100% loan

With the majority of banks now lending money to borrowers with only a five per cent deposit, is there a chance we could return to the pre-GFC days of 100 per cent loans? The post Beware the 100% loan...

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Hey Glenn! Time for a rate cut?

In just over two weeks, expert predictions of a rate rise have been replaced with those of a rate cut. The post Hey Glenn! Time for a rate cut? appeared first on Aussie Blog | Finance Blog | Home Loans...

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