The rate that stops a nation
Forget the Melbourne Cup. It may be the race that stops the nation, but nowadays it’s more the rate that can stop the nation. On the first Tuesday of every month (with the exception of January), the...
View ArticleHelp Find Yourself A Better Deal On Your Home Loan With Aussie’s 1-Minute...
Homeowners looking for a better deal on their mortgage following the Reserve Bank’s decision to lift interest rates for the fifth time in the last six meetings, should check out Aussie’s 1-Minute...
View ArticleHomeowners Rush To Refinance Their Mortgages
Aussie has seen a surge in the number of customers looking to refinance their existing mortgages and potentially get a better deal as the effects of five rate rises by the Reserve Bank begins to bite...
View ArticleWary banks put clamps on loans
By NT Aussie Broker, Dick Grant. One of the frustrations of a mortgage broker is that we want to help everyone that we speak to. Unfortunately this is unrealistic and it is getting harder and harder to...
View ArticleAussie drops Fixes Rates Below 7 Per Cent: Lowest in the Market
Australia’s leading mortgage broker and non-bank lender, Aussie Home Loans, today threw down the gauntlet to the major banks, dropping its three year fixed rate to below seven per cent – which is lower...
View ArticleWhere to now for first home buyers in NT?
By Aussie NT Broker When I first came to Darwin 6 years ago, well over 50% of my business was derived from first home buyers. Banks were lending the full purchase price of homes, and with the Federal...
View ArticleFive ways to ensure you’re ready to buy your dream home (Part 1)
For the majority of us, buying property is usually the largest single investment you’ll ever make in a lifetime. While the process may get a little easier over time as you potentially buy and sell a...
View ArticleFive ways to ensure you’re ready to buy your dream home (Part 2)
Continued from Part 1 Once you’ve settled on a suburb and the type of property you’re after, it’s time to finalise all of the “serious” stuff. Interest rates, redraw facilities, LVR, LMI, property...
View ArticleMen smarter when it comes to Interest Rates (but women better at cutting...
The Reserve Bank raised the official interest rates today, but it’s more than likely that only men would have taken notice of it. According to new research commissioned by Aussie, more than seven in 10...
View ArticleHomeowners should be looking to refinance after the latest rate rise
Home and apartment owners should be looking to refinance their loans to offset the higher costs to the mortgages caused by the Reserve Bank’s decision this week to lift cash rates by 0.25 per cent,...
View ArticleCanada? Oh!: What we can learn from Canada about increasing mortgage competition
While there is a lot of anger directed at the big banks for hiking interest rates higher than the RBA, new ideas surrounding introducing more competition into the mortgage market should be explored. At...
View ArticleTips for switching your home loan
The recent interest rate rises have received a substantial amount of attention in the media and, in Canberra, the focus has shifted to switching. The post Tips for switching your home loan appeared...
View ArticleIs mortgage insurance the real hindrance to switching loans?
With all the attention focused on banks and their exit fees being the reason switching is difficult, the real culprit has virtually gone by unnoticed. The post Is mortgage insurance the real hindrance...
View ArticleBuy or sell first? How bridging loans can help
It's an age-old property dilemma. Buy or sell first? What happens if the old home doesn't sell in time? What happens if the old home is sold too soon and a new one hasn't been found? The post Buy or...
View ArticleBargain your way to a better home loan deal
It's an age-old property dilemma. Buy or sell first? What happens if the old home doesn't sell in time? What happens if the old home is sold too soon and a new one hasn't been found? The post Bargain...
View Article2011 interest rate predictions
With the 2010 end-of-year festive season well and truly in the rear view mirror, we’ve asked a few industry experts for their real estate market predictions for 2011. The post 2011 interest rate...
View ArticleBringing back home loan competition
Competition in the home loan market is being stifled by the lack of wholesale funding available to non-bank lenders – the group who introduced competition in Australia in the early 1990s. The post...
View ArticleOnline mortgages: The next frontier?
It’s no secret that the Internet has changed our lives. We can go shopping, re-connect with old friends from high school, do our banking and even earn a university degree. The post Online mortgages:...
View ArticleBeware the 100% loan
With the majority of banks now lending money to borrowers with only a five per cent deposit, is there a chance we could return to the pre-GFC days of 100 per cent loans? The post Beware the 100% loan...
View ArticleInterest Rates, Not Exit Fees Most Important to Homeowners
DESPITE the Federal Government’s claim that Australian homeowners are concerned about exit fees, a recent survey proves the opposite. The post Interest Rates, Not Exit Fees Most Important to Homeowners...
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