Dear John – what do I need to know about fixed interest rates?
Each Sunday John Symond answers one of your questions – this Sunday we'll help you learn more about fixed rate home loans. The post Dear John – what do I need to know about fixed interest rates?...
View ArticleDear John – why don’t lenders pass on rate cuts?
Each Sunday John Symond answers one of your questions – this Sunday we'll discuss with you why lenders don’t pass on the full rate cut. The post Dear John – why don’t lenders pass on rate cuts?...
View ArticleCould your home loan be your only loan?
While your home loan rate may be wafer thin, chances are you’re paying considerably more on other types of debt. Your credit card for instance could be costing 15% - even 20%. A personal loan or car...
View ArticleDear John – how does the RBA cash rate affect me and my home loan?
The RBA is the Reserve Bank of Australia, Australia’s central bank which is broadly responsible for issuing our currency and ensuring financial stability for our nation. The post Dear John – how does...
View ArticleDear John – how can I pay off my home loan faster?
There are some basic strategies that can be used to help you pay off your mortgage faster. Simple things like tweaking your repayment frequency or paying a small amount extra in each repayment can make...
View ArticleDear John – why is my interest rate going up on my investment loan?
If you have a fixed rate loan then an increase can’t be made until the fixed rate period comes to an end, so you are protected against any rate change for the fixed loan term. The post Dear John – why...
View ArticleDear John – why did my variable interest rate go up?
Why are rates going up and shouldn't customers be notified of a rate change in advance as this will affect the minimum payment The post Dear John – why did my variable interest rate go up? appeared...
View ArticleDear John – what are your predictions for the year ahead?
John Symond In his last blog for 2015, John Symond gives his 2016 property market predictions. The post Dear John – what are your predictions for the year ahead? appeared first on Aussie Blog | Finance...
View ArticleHow to future proof your home loan
Taking on a mortgage for 25 years can be daunting but there are ways to get ahead. The post How to future proof your home loan appeared first on Aussie Blog | Finance Blog | Home Loans Blog.
View ArticleTop reasons banks reject home loan applications
Doing some homework before you apply for a home loan can pay big dividends when you approach a bank. The post Top reasons banks reject home loan applications appeared first on Aussie Blog | Finance...
View ArticleHow to prepare for future rate hikes
With interest rates at record lows, it’s a nice time to own property! But there's no room for complacency. The post How to prepare for future rate hikes appeared first on Aussie Blog | Finance Blog |...
View Article6 mortgage mistakes to avoid
Big life events – marriage, children, travel – usually start with big questions. These questions can help us avoid potentially costly mistakes. The post 6 mortgage mistakes to avoid appeared first on...
View ArticleWhat to look for in a new mortgage
Many loans that allow extra payments will also allow that capital to be redrawn. This means you can benefit from putting more money into your loan but still access the funds if you need them down the...
View ArticleUnlocking equity to secure your future
Paying off your mortgage might be an important priority, but it’s well worth balancing your goal of becoming debt-free against the benefits of having money to enhance your lifestyle or invest for your...
View ArticleHow low can rates go?
It’s every mortgage holder’s worst nightmare: what if interest rates return to the mid-teens, as we saw in the early nineties? The good news is that scenario is highly unlikely to occur, and there are...
View ArticleWhat does the 2016 federal budget mean for first home buyers?
The fact that there’s nothing new on the horizon for negative gearing may be unhappy news for people saving for their first home – but good news if you’ve just invested in your first property. The post...
View ArticleThe scary cost of bad habits
If you’d like to pocket extra cash take a look at these money-devouring habits to see where you could save. The post The scary cost of bad habits appeared first on Aussie Blog | Finance Blog | Home...
View ArticleEOFY opportunities for investment property owners
The Reserve Bank of Australia (RBA) eased interest rates in May, cutting the official cash rate to a record low of 1.75%. The cut was the RBA’s reaction to inflation falling below its target of 2-3%⁶,...
View ArticleWhat your broker can do for you
We know the role of the banker in the home buying process, but many people probably aren’t aware of how useful a broker can be in smoothing the way to their dream home or first investment property. The...
View ArticleJohn’s Outlook
Aussie has seen strong growth in the level of refinancing in the last 12 months and we expect that this will continue. The post John’s Outlook appeared first on Aussie Loan blog.
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